Investments

Investment and Return Calculator

Return on an investment, future value with monthly contributions, a savings goal, a comparison between two rates and a projection of how wealth grows. Everything runs in your browser with the numbers you type.

6 operationsFinance

6 operations

Profit

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Return over the period (%)

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Monthly return (%)

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Fill in the fields and the result appears as you type.

Return on an investment

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Initial amount

Final amount

Term in monthsoptional

Result

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Return on an investment

How this operation works

What it does: Calculates the gain in money and in percentage between what was invested and the current value, plus the equivalent monthly return when a term is given.
What it is for: Measuring what an investment really earned, without mistaking the gross value for profit.
When to use it: On redemption, when comparing two products, or when checking a statement.
What to fill in: Initial amount invested, final amount and, for a monthly rate, the number of months between the two dates.
Formula: Profit = final − initial. Return = profit ÷ initial × 100. Monthly = (final ÷ initial)^(1 ÷ months) − 1.
What each result means: Profit is the gain in money; Return is the percentage over the period; Monthly return is the equivalent rate per month.
Worked example: 5,000 that became 5,600 in 12 months: 600 of profit, a 12% return for the year and 0.95% a month.

Assumptions: the return you enter is net and constant for the period; contributions are made at the end of each month; inflation and taxes are not included. Past returns do not guarantee future results.

A mathematical simulation of the values you entered. It is not a credit offer, a return guarantee or financial advice. Assumptions: the return you enter is net and constant for the period; contributions are made at the end of each month; inflation and taxes are not included. Past returns do not guarantee future results.

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